What may be checked
Depending on the lender, review may include identity, income, bank account status, credit reports, alternative data, fraud prevention records, or repayment history.
Review before submitting
Credit authorization
A lender or service provider may request authorization to obtain consumer reports or verify information. Read all authorization language before agreeing.
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USA state rules apply
Soft and hard inquiries
Some checks may not affect your credit score, while others might. The lender should disclose the type of inquiry before you authorize it.
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